Loan Interest Rates — Lowest Bank Rates
The cheapest loan rates across banks and lenders, verified manually and dated. Your actual rate depends on your credit profile — confirm with the lender before applying.
Lowest home loan rates right now
See all bank rates →#1
7.10%
Bank of India
Rates page ↗#2
7.15%
LIC Housing
Rates page ↗#3
7.15%
Canara Bank
Rates page ↗#4
7.20%
Bank of Baroda
Rates page ↗#5
7.30%
State Bank of India
Rates page ↗
Rates updated as of 28 Jul 2026 · p.a. · Confirm with the bank before investing.
Home loan rates
Rates updated as of 28 Jul 2026
| Bank | Rate (p.a.) | Tenure | Notes |
|---|---|---|---|
| Bank of India | 7.10% | Starting rate for eligible profiles | Starting rate for eligible profiles |
| LIC Housing | 7.15% | Starting rate for eligible profiles | Starting rate for eligible profiles |
| Canara Bank | 7.15% | Starting rate for eligible profiles | Starting rate for eligible profiles |
| Bank of Baroda | 7.20% | Starting rate for eligible profiles | Starting rate for eligible profiles |
| State Bank of India | 7.30% | Starting rate for eligible profiles | Starting rate for eligible profiles |
| ICICI Bank | 7.50% | Starting rate for eligible profiles | Starting rate for eligible profiles |
| HDFC Bank | 7.75% | Starting rate for eligible profiles | Starting rate for eligible profiles |
| Axis Bank | 8.00% | Starting rate for eligible profiles | Starting rate for eligible profiles |
| Punjab National Bank - PNB | 8.25% | Starting rate for eligible profiles | Starting rate for eligible profiles |
Personal loan rates
Bank rate comparison coming soon.
We verify and publish EMI-Personal rates from the top banks monthly, each with the date it was checked. We never show an unverified rate — see our methodology.
Car loan rates
Bank rate comparison coming soon.
We verify and publish EMI-Car rates from the top banks monthly, each with the date it was checked. We never show an unverified rate — see our methodology.
Before you borrow
Work out your monthly payment with the EMI Calculator, or see what prepaying saves with the Prepayment Calculator.